We are serving our Clients for successful achievement of their Financial Goals as Consultants since January, 2012



Retirement Planning Reasons

Rapid Increase in Elderly Population
Longer Life Span
Decline in Joint Family System
Rising Medical Expenses
Early Retirement

Solution to serve Retirement

Mr. X
Mr. Y
Age at which the investment began (yrs.)
Monthly Investment Amount
Investment Tenure (yrs.)
Total Amount Invested
Corpus at age 60 (@8%)

Insurance Planning Reasons

Increasing Liabilities
Nuclear Family Structure
Increasing Lifestyle Diseases
Loans & Liabilities

Ways to Serve Insurance Needs

Human Value Approach | Goals Based Approach | Income Replacement Strategy

Tax Saving

Tax Saving is a very important part of an individual's financial planning. Nobody wants to give their hard earned money as taxes. Therefore planning for taxes is important so that one can get maximum advantage of all the provisions available under the Income Tax Act 1961
Insurance policies enjoy tax benefits under section 80C and section 10(10D), subject to conditions.
But tax savings should not be the sole reason to buy an insurance policy. An individual should focus on his goal planning as well and then buy the life insurance plan. Tax saving is incidental in nature. Therefore one should look at his needs and objectives also while buying an insurance.

Child Future Planning Reasons

Increasing Cost of Education
Development of Child in All Areas
Waiver of Premium saves Future Need from any mishappening

Ways to Serve Child Future Needs

Start as early as possible
Place Security with Life Insurance Cushio
Waiver of Premium Cncept



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